Investing

What sets value stocks apart from their counterparts is the fundamental principle of purchasing at a discount. Value investors aim to identify stocks trading at a lower price relative to their intrinsic value, believing that the market has undervalued them. This approach involves assessing a company's financial health, analyzing its assets, earnings, and potential for growth, among other factors. By focusing on the underlying value rather than short-term market fluctuations, value investors seek to obtain long-term gains from holding good companies until their true value is realized.This article reviews why value stocks are important, where value fits into a portfolio,…

Planning for retirement is a complex task involving many decisions about an unknown future. Working with a qualified, comprehensive advisor who looks at your entire financial picture and has your best interests in mind can help you navigate and prepare for a fulfilling retirement. As a practitioner in financial planning, I am constantly reviewing financial research to ensure my plans reflect not only my client's unique financial circumstances but also the future economic, tax, and demographic changes. JP Morgan releases an annual Guide to Retirement that summarizes several eye-opening observations regarding retirement longevity, income, healthcare, and expenses. The guide is…

The following are basic instructions for how to purchase TreasuryDirect Series I Savings Bonds.  Updated as of February 27, 2023. If these steps have changed, please let me know. 1 Log Into TreasuryDirect Link to Login: Log In — TreasuryDirect The Log In process is a 3 step process: 1) Enter your account number 2) Enter the one-time password sent to your email address 3) Manually type password (and by manually, I mean you have to use your mouse to type the password into a digital keyboard. You are not able to copy and paste, use your keyboard, or use a…