AUM Fee Calculator
I often come across people who don’t actually know how much they’re paying their financial advisor. They’ll say, “Oh, I think it’s about 1%” — and while that number sounds small, when you apply it to real dollars, it can be a lot more than most people realize.
Many advisors don’t make the actual dollar cost very transparent. Fees are deducted directly from your investment accounts, so you may never physically write a check. But over time, even a seemingly small percentage adds up to tens of thousands of dollars.
Here are two calculators to help you calculate your fee with other advisors.
Flat Asset Under Management Fee Structure
AUM Fee Calculator
Tiered Asset Under Management Fee Structure
Tiered AUM Fee Calculator
Enter portfolio value and customize the tier caps and rates. The fee is calculated using a blended (marginal) schedule.
| Cumulative Cap (Upper Bound) | Rate (%) | Actions |
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Disclaimer: For illustration only; not a fee quote or agreement.
The Gilbert Wealth Difference
Most advisors charge a percentage of the assets they manage — meaning the more money you have, the more you pay, even if the work doesn’t change. At Gilbert Wealth, I believe that doesn’t make sense.
Instead, I charge a fixed, complexity-based fee. Your fee reflects the scope of your planning needs — not the size of your investment account. This keeps costs transparent, predictable, and aligned with the actual work required to support your goals.
It’s a model designed to eliminate conflicts of interest and ensure you’re paying for advice, not just asset size.