The services you need, how you need them.

Advice & Investments

My full financial planning package allows me to optimize your whole financial picture, getting all the pieces to work together.
I will manage your investments and put together a great financial plan for you. We will work through it all together, making sure your investments are allocated well, your budget is working for you in the long run, we are taking advantage of any tax strategies we can, you have the appropriate amount of insurance, your estate plans are in place, you are maximizing your employee benefits, and more. Often these things are looked at separately, but I will analyze them as a whole and make sure all the elements are complimenting each other.

Advice Only

An advice-only financial plan can give you confidence that all the elements you need to succeed are in place.
Perhaps you have great retirement accounts already established, your primary retirement income will come from pensions, or you just like to manage your own investments, I can work with all of that. I will help you maximize the things you already have working for you and make sure you have thought through your whole financial picture. We will cover every area of your financial life from protection to tax planning.
 

How much do the programs cost?

Fixed Fees are based on the complexity of your financial situation.

Planning Fee Range: $3,000 to $11,400 Annually

Clients with straightforward situations who are managing their own investments can start as low as $3,000 annually for comprehensive financial planning advice, whereas clients with multiple income sources or complex situations, and who use Gilbert Wealth to manage investments, can be up to $11,400. 

Where are you in that range? We will sit down and discuss your specific situation before I can know your exact fee, but here are a few examples of different types of clients and how their fees work out.

A Few Examples:

The Independent Investor

Early in their income earning years

Likes to manage their own investments or simply maximizing their 401K

Needs to manage insurance needs for a young family

Wants to balance planning for the future with building memories and traditions now

What would they pay? $3,000 annually

The Late Career Executive

Current Income over $275K

Owns a Rental Property at the lake

Wants to maximize their Executive Benefits package

Gilbert Wealth is managing $1.2m in assets

Needs help optimizing taxes

Values Gilbert Wealth for taking the complex financial management off of their plate

What would they pay? $6,180 annually

The Couple Approaching Retirement

One or both is retiring within 5 years

$850K in Investments managed by Gilbert Wealth

A pension will go into effect soon

Primary goal is supporting grandkids’ educations and maximizing RV vacations

What would they pay? $4,200 annually

How Does this Stack Up to Other Advisors?

Gilbert Wealth can help with all aspects of your financial life.

Financial Advising for retirement
Transition to Retirement
Where should you put your money? Stocks, Bonds, Mutual Funds, Exchange-Traded Funds, domestic, international, Real Estate Investment Trusts, Insurance, or Annuities? Let me guide you through all those decisions and ensure you are set up for growing your assets in a balanced, personalized way. What level of risk is right for you? We will decide based on your situation, your performance needs, your timeline, and your comfort level. I'll help you coordinate employer retirement plans with any outside investments that you have. We will make sure your investments are positioned correctly and rebalanced on a regular basis.
Manage your Investments
Should you save in a Traditional or Roth IRA? When is the ideal time for you to perform a Roth conversion? How do you efficiently manage annual taxes? How do you navigate tax deductions and tax credits that are ever-changing? I will work with you and your accountant/ tax preparer, optimizing your tax situation and streamlining your annual tax preparation.
Optimize Tax Strategy
Life and Disability Insurance are important to care for those people who rely on your income, who rely on you. I’ll help you determine how much and what type of life insurance and disability insurance is best for your situation. If you over-insured, we will review your options for releasing your coverage.
Protect your Loved Ones
services- create a living legacy
Leave a Legacy & Give to Charity
As you move through your life, your financial needs change. Merging finances after a marriage can be complex. New children or grandchildren mean opening new accounts to save for education. Starting a new business means planning ahead for the risks and debt you may incur as you begin. Transitioning to a new career means changes in insurance and benefits. We can evaluate it all together.
Navigate Major Life Events
Your current financial choices can have big effects on your future. Making the right adjustments now to how much you save, where you choose to put that money, and how you invest it has amplified effects when those choices are projected into the future. Let's begin now– the sooner the better.
Enhance Wealth Building
You've got big dreams. Maybe you want to retire early, start your own business, or transition to a second career. Together we can review ways to save that provide you with the flexibility you need to make these dreams a reality.
Plan for Financial Independence
We will make sure you take full advantage of the benefits offered by your employer, evaluating opportunities such as life and disability insurances, health savings accounts, and retirement plans offered through your company. If your employer offers unique executive benefits such as employee stock purchase plans or other stock options, we will look at that too.
Maximize Employee Benefits

Check out my full list of services

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Schedule a Complimentary Initial Consult

For an initial consult, we will plan on a 30-minute meeting by phone, video chat, or in person. I want to get to know you and your financial situation, see how I might be able to help you, and give you the information you need to decide if Gilbert Wealth is a good fit for you. There will be no pressure to commit to anything. We’re just going to start a conversation.





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